VITA NOVA LandBank

The information provided on this website and through the services of VITA NOVA Land Banking Limited ("VITA NOVA LandBank," "we," "us," or "our") is intended for general informational and educational purposes only. By accessing or using our Platform, you acknowledge that you have read, understood, and agreed to the terms of this Disclaimer. If you do not agree, please discontinue use of the Platform.

1. Investment Risks

Investing in land and real property carries inherent risks. While land has historically been considered a relatively stable asset class, it is not immune to fluctuations in value. Factors that may affect the value of your land investment include, but are not limited to:

Changes in government policies, including amendments to the Land Use Act, zoning regulations, and urban planning directives;
Economic conditions, including inflation, interest rate changes, currency depreciation, and general market downturns;
Infrastructure developments or the lack thereof in the surrounding area;
Environmental factors, including flooding, erosion, and changes in land topography;
Disputes with host communities, adjoining landowners, or government agencies;
Changes in demand and supply dynamics in the local property market;
Legal and regulatory developments that may affect property rights or land use.

You should carefully consider your financial situation, investment objectives, and risk tolerance before making any land investment. We strongly recommend that you seek independent advice from qualified financial, legal, and real estate professionals before committing to any transaction on our Platform.

2. No Guarantee of Returns

VITA NOVA LandBank does not guarantee any specific rate of return on your investment. While we may provide historical data, market analyses, projections, or estimates of potential appreciation, these are provided for informational purposes only and should not be construed as promises or guarantees of future performance.

Past performance of properties in a given location is not indicative of future results. Any statements regarding projected or expected returns are based on assumptions that may or may not materialize. Actual results may differ materially from any projections or estimates provided. You acknowledge that you are making your investment decision based on your own judgement and at your own risk.

3. Not Financial, Legal, or Tax Advice

Nothing contained on our Platform, in our marketing materials, or communicated by our employees or agents constitutes financial advice, legal advice, tax advice, or any other form of professional advice. The information we provide about properties, locations, market trends, and investment opportunities is for informational purposes only.

VITA NOVA LandBank is not registered as a financial advisor, investment advisor, or securities dealer with the Securities and Exchange Commission (SEC) of Nigeria. Our services are limited to facilitating the acquisition of verified land parcels and do not constitute the offering of securities or collective investment schemes.

You are solely responsible for evaluating the merits and risks of any investment decision. We encourage you to consult with licensed professionals, including solicitors, estate valuers, tax consultants, and financial advisors, before making any commitments.

4. Property Information and Valuations

While VITA NOVA LandBank takes reasonable steps to ensure the accuracy and completeness of property information presented on our Platform, including location details, survey data, title information, and pricing, we do not warrant that such information is free from errors, omissions, or inaccuracies.

Property descriptions, photographs, maps, and boundary illustrations provided on the Platform are for illustrative purposes and may not precisely represent the actual condition, dimensions, or boundaries of the property. We recommend that you conduct a physical site inspection and engage an independent registered surveyor to verify property boundaries and features before completing any purchase.

Any property valuations or price estimates provided on the Platform represent our assessment based on available market data at a given point in time. These valuations are not formal appraisals and should not be relied upon as such. For a formal property valuation, please engage a registered estate surveyor and valuer authorized by the Estate Surveyors and Valuers Registration Board of Nigeria (ESVARBON).

5. Third-Party Content and Links

Our Platform may contain links to third-party websites, applications, or services that are not owned or controlled by VITA NOVA LandBank. We provide these links for your convenience and reference only. We do not endorse, approve, or assume responsibility for the content, products, services, or practices of any third-party websites or services.

We have no control over and accept no liability for the privacy policies, terms of service, or data handling practices of third-party sites. Your use of third-party websites and services is at your own risk, and we encourage you to review their terms and policies before engaging with them.

Similarly, any user-generated content, testimonials, reviews, or opinions displayed on the Platform represent the views of the individual authors and do not necessarily reflect the views of VITA NOVA LandBank. We do not guarantee the accuracy, reliability, or completeness of user-generated content.

6. Limitation of Liability

To the fullest extent permitted by the laws of the Federal Republic of Nigeria, VITA NOVA Land Banking Limited, its directors, officers, employees, agents, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with:

Your use of or reliance on any information provided on the Platform;
Any investment decisions you make based on information obtained through the Platform;
Any loss of value, depreciation, or diminution of your property investment;
Any delays, interruptions, or errors in the operation of the Platform;
Any unauthorized access to or alteration of your personal data or transmissions;
Any disputes arising between you and third parties, including host communities, government agencies, or other landowners;
Any force majeure events, including natural disasters, civil unrest, pandemics, or government actions, that may affect your property or investment.

7. Forward-Looking Statements

Certain information on our Platform may contain forward-looking statements regarding anticipated developments, infrastructure projects, government plans, or market trends that we believe may affect property values in specific locations. These statements are based on current expectations and assumptions, and are inherently subject to risks and uncertainties.

We undertake no obligation to update or revise any forward-looking statements to reflect changes in assumptions, circumstances, or events after the date such statements are made. You should not place undue reliance on forward-looking statements, as actual outcomes may differ significantly from those anticipated.

8. Regulatory Status

VITA NOVA Land Banking Limited is a registered company in Nigeria engaged in the business of land banking, real estate development, and property investment facilitation. We operate in compliance with applicable Nigerian laws, including the Companies and Allied Matters Act 2020, the Land Use Act 1978, and relevant state land administration laws.

Our activities are not regulated by the Securities and Exchange Commission (SEC) or the Central Bank of Nigeria (CBN), as they do not constitute the offering of securities, collective investment schemes, or banking services. Nothing on our Platform should be interpreted as an offer of a regulated financial product.

9. Indemnification

By using our Platform, you agree to indemnify, defend, and hold harmless VITA NOVA Land Banking Limited, its directors, officers, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from your use of the Platform, your breach of this Disclaimer, or your violation of any applicable law or regulation.

10. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts of Lagos State, Nigeria, subject to the dispute resolution provisions set out in our Terms of Service.

11. Contact Us

If you have any questions about this Disclaimer or require further clarification, please contact us at:

VITA NOVA Land Banking Limited
14B Admiralty Way, Lekki Phase 1,
Lagos, Nigeria.
Email: legal@vitanovalandbank.com
Phone: +234 (0) 1 700 0000

Disclaimer